Planning Investments & SIP Returns
Systematic Investment Plans (SIPs) and lump-sum investments both benefit from compound growth, but their trajectories differ. This calculator projects the future value of either strategy using a fixed annual return rate, showing you how initial principal, regular contributions, and time interact to grow wealth. The results include a visual breakdown to help you understand where gains come from.
When comparing investments, pay attention to whether rates are nominal or real (inflation-adjusted). For long-term planning, even 1–2% difference in return significantly alters the outcome. Use this tool to model conservative, moderate, and optimistic scenarios before committing capital. All projections run locally — your financial data is never sent to a server.